We found that Revolut is the overall best crypto bank in the market right now. Revolut – Overall Best Crypto Bank (US-Friendly) We cover a variety of core metrics when discussing our list of top crypto bank providers – such as eligibility, supported currencies and crypto assets, whether interest accounts are offered, fees, and safety. In this section of our guide, we’ll compare the five best crypto bank accounts for 2023 through comprehensive reviews. Finally, Aqru is approved to offer crypto and fiat savings accounts by regulators in Lithuania.Ĭryptoassets are a highly volatile unregulated investment product. Fiat currency withdrawals can be made fee-free. The only fee that does come into play is when you make a crypto withdrawal – which stands at a flat charge of $20. When it comes to fees, there are no deductions from the aforementioned APYs that you get from an Aqru crypto interest account. Aqru utilizes multi-sig technology via Fireblocks, alongside a multi-layered insurance policy to protect your account against hacking.

And, when electing to make a withdrawal, you can also cash out in fiat money should you wish. Therefore, you have the freedom of funding your account with US dollars, pounds, or euros and then converting the money to a crypto interest plan. Another stand-out feature of choosing Aqru is that you can also deposit fiat money via a bank transfer or debit/credit card. We also like the fact that your interest is paid daily at Aqru and you can view your balance in real-time by simply logging into your account. Not only does Aqru offer industry-leading APYs on its crypto savings accounts, but there are no lock-up terms to meet.Īnd as such, this means that you have the freedom to withdraw your digital currencies at any given time – 24/7. Stablecoins at Aqru pay an even higher rate of interest at 12% annually. Yields are very competitive, with Bitcoin and Ethereum attracting an APY of 7%. In a nutshell, Aqru offers an online platform and mobile app that allows you to earn interest on crypto deposits, making it one of the best crypto staking platforms out there. And that alternative comes in the shape of Aqru. Aqru – A Better Alternative to Crypto Banksīefore getting to our reviews of the best crypto banks for 2023 – our research team actually found a more viable alternative for those looking to access traditional financial services across both fiat money and digital currencies. No two crypto bank account providers offer the same service, so it’s important to read out in-depth reviews before proceeding. BankProv – Banking Services for Crypto Businesses.Coinbase – Regulated Crypto Exchange With FDIC Protection on USD Balances.

Nuri – Traditional and Crypto Banking Services for Europeans.

Monzo – One of the Best Crypto-Friendly Banks in the UK (FSCS Protection).

Revolut – Overall Best Crypto Bank (US-Friendly).

If you’re looking for a crypto banks list – check out the providers below.

Coinbase transaction fees bank account